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BearishLimited riskIntermediateSpread / Mixed

Bear Call Spread option strategy

Bear Call Spread is a bearish income strategy that could be executed when one expects the stock to find resistance at higher level.

Payoff at expiry

Nifty, lot size 65 · Nifty future 22,650 · 6 Oct 2026
−1k01k21,55022,10022,65023,20023,750Nifty
ProfitLossBreakeven

Legs

ActionOptionStrikeLotsQtyPremium
BUYATM Call22,650165₹135.48
SELLITM Call22,600165₹161.78
Strikes around the Nifty future; premiums modelled at the current at-the-money IV (live prices were unavailable).

How it works

  1. Buy 1 ATM call at the 22,650 strike for ₹135.48, paying the premium.
  2. Sell 1 ITM call at the 22,600 strike for ₹161.78, collecting the premium.
  3. You receive a net ₹1,710 upfront for the position. This is the most you can make.
AT EXPIRY

Below 22,626 you profit, up to ₹1,710.

Above 22,626 you lose, up to ₹1,541.

Set-up: Buy 1 lot ATM call and Sell 1 lot deep ITM call.

What happens if Nifty moves

Profit or loss at expiry
Nifty at expiryMoveProfit / loss
21,300−6%+₹1,710
21,950−3%+₹1,710
22,400−1%+₹1,710
22,650Unchanged−₹1,540
22,900+1%−₹1,540
23,350+3%−₹1,541
24,000+6%−₹1,541

How the Greeks affect it

DeltaNegative
Gains when Nifty falls, loses when it rises.
GammaNear zero
Delta changes little as Nifty moves.
ThetaNear zero
Time decay has little net effect.
VegaNear zero
Changes in implied volatility have little net effect.
Signs are for the position as a whole at entry and change as the market and time move.

When to use

Bear Call spread is executed when we have bearish outlook in Stock/ Index. Higher strike call outflow is funded by lower strike in the money Call. It is a net credit strategy.

  • Helps to generate sustain income if the view goes correct.
  • Can be used to repair loss making Long Call by selling lower ITM Call. Develop Limited risk, limited reward strategy.

Things to watch

  • Identifying clear area of support and resistance is essential.
  • If the stock closes above higher strike Call , one can lose money.

Bear Call Spread: questions

What is a Bear Call Spread strategy?

Bear Call Spread is a bearish income strategy that could be executed when one expects the stock to find resistance at higher level.

When should you use a Bear Call Spread?

Bear Call spread is executed when we have bearish outlook in Stock/ Index. Higher strike call outflow is funded by lower strike in the money Call. It is a net credit strategy.

How do you set up a Bear Call Spread?

Buy 1 lot ATM call and Sell 1 lot deep ITM call.

What is the maximum profit of a Bear Call Spread?

Maximum reward is limited to difference between two strikes i.e. net capital inflow. Maximum Profit arises if the stock closes at or below the lower strike Call resulting in both the strike ending worthless and you pocket entire initial inflow.

What is the maximum loss of a Bear Call Spread?

Maximum risk is difference between both the strikes minus credit inflow received initially. Maximum loss arises when stock closes above higher strike Call.

What is the breakeven of a Bear Call Spread?

With Nifty at 22,650, the example on this page breaks even at 22,626 at expiry.

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